Sunday, January 13, 2019

Finance Chapter 4 - 49 Calculating Annuities Due



Excel File

Chapter 4 - 49
Suppose you are going to receive $17,500 a year for five years. 
The appropriate rate is 7.4%.
a) what is the PV of the payments if they are in the form of an ordinary annuity?
PMT 17500
Nper 5
i 0.074
PV $70,991.47 =PV(D10,D9,-D8)
What is the PV of an annuity due?
PVA due = PV of ordinary annuity at  t – 1 payments, +  payment that occurs today
PV $76,244.84 =PV(D10,D9-1,-D8)+D8

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